- Exceptional: 800 to help you 850
- Decent: 740 to 799
- Good: 670 to help you 739
- Fair: 580 so you’re able to 669
- Poor: three hundred so you’re able to 579
step 3. Debt-to-Earnings Ratio
Lenders need to guarantee that people have enough earnings to coverage each of their expenses. (more…)